ESTABLISHED 2020

Powering India's Digital Economy

We're on a mission to democratize access to instant liquidity, enabling millions of Indians to manage their finances with unprecedented ease and security.

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FizPays Headquarters
OUR STORY

Building the Future of Financial Infrastructure in India

Founded in 2020 by a team of fintech veterans from HDFC Bank, Razorpay, and SBI, FizPays emerged from a simple observation: millions of Indians were struggling to access liquid funds from their credit cards when they needed them most. Traditional methods were slow, expensive, and often unreliable.

Today, we've grown into India's most trusted platform for credit card to bank transfers, processing over ₹5,000 crore in transaction value and serving more than 2 million satisfied customers across 28 states and 8 union territories. Our proprietary technology stack, built on microservices architecture with 256-bit SSL encryption and PCI DSS Level 1 compliance, ensures every transaction is lightning-fast and bank-grade secure.

Whether it's covering medical emergencies, paying business vendors, managing monthly rent, or simply bridging cash flow gaps — FizPays ensures your money reaches your bank account within 2-5 minutes, 24 hours a day, 365 days a year.

2M+ Verified Users

₹5,000Cr+ Processed

24/7 Priority Support

PCI DSS Level 1 Certified

OUR IMPACT IN NUMBERS

Trusted by Millions Across India

Our platform has become the go-to solution for instant credit card to bank transfers, with industry-leading metrics that speak for themselves.

2M+

Registered Users

₹5K Cr+

Transaction Value

2-5 Min

Average Transfer Time

4.8★

Customer Rating

50K+

Daily Transactions

150+

Bank Partners

500+

Team Members

28

States Covered

OUR JOURNEY

From Startup to Industry Leader

In just a few years, we've transformed from a small team with a big idea into India's most trusted credit-to-bank transfer platform. Here's our story.

2020

The Beginning

Founded by Arjun Nair, Vikram Mehta, and Rohan Sharma in Hyderabad. Launched with seed funding of $2M from leading fintech investors. First 10,000 users in 3 months.

2021

Rapid Growth

Crossed 500,000 users. Secured Series A funding of $15M. Expanded operations to 15 states. Launched 24/7 customer support infrastructure.

2022

Market Leadership

Reached 1.5 million users. Achieved PCI DSS Level 1 certification. Processed over ₹2,000 crore in transactions. Won "Best Fintech Innovation" award.

2023

National Expansion

Expanded to all 28 states. Crossed 2 million users. Launched mobile apps for iOS and Android with 4.8★ rating. Partnered with 100+ banks.

2024

Continued Innovation

Processed ₹5,000+ crore cumulative. Launched AI-powered fraud detection. Introduced instant settlement feature. Recognized as RBI-compliant payment facilitator.

Our Mission

To democratize access to instant liquidity by providing seamless, secure, and affordable credit card to bank transfer services for every Indian, regardless of their location, banking background, or financial literacy level. We believe financial freedom shouldn't be a privilege — it should be accessible to all.

Our Vision

To become India's most trusted and innovative fintech platform, empowering over 10 million families and businesses with smart financial solutions that put money in their hands exactly when they need it most. We envision a future where instant, low-cost liquidity is as fundamental as electricity — always available and universally accessible.

WHAT DRIVES US

Our Core Values

These principles guide every decision we make, every feature we build, and every interaction with our customers.

Speed First

Most transfers complete within 2-5 minutes. Our infrastructure is optimized for velocity — no paperwork, no waiting, just instant settlement.

Bank-Grade Security

256-bit SSL encryption, PCI DSS Level 1 compliance, and multi-factor authentication ensure your data and money are always protected.

Radical Transparency

Fees starting from just 0.70%. No hidden charges, no surprise deductions. What you see is exactly what you pay — every single time.

Customer Obsession

Our 24/7 support team resolves 95% of queries within 5 minutes. We're not happy until you're delighted with every transaction.

Continuous Innovation

We invest 30% of our revenue in R&D to build cutting-edge fintech solutions that anticipate and exceed customer expectations.

Inclusive Growth

We're building a platform that serves every Indian — from metro cities to tier-3 towns, in multiple regional languages.

Regulatory Compliance

Fully compliant with RBI guidelines, KYC norms, and data protection laws. We work closely with regulators to build trust.

Sustainability

We're committed to carbon-neutral operations and supporting financial literacy initiatives across underserved communities.

SECURITY & COMPLIANCE

Your Security is Our Top Priority

We adhere to the highest industry standards to ensure your money and data are always protected.

PCI DSS Level 1 Certified

Highest level of payment card industry security compliance, audited annually by independent QSAs.

256-bit SSL/TLS Encryption

All data in transit is encrypted using military-grade protocols, ensuring complete confidentiality.

RBI-Regulated Payment Facilitator

Fully compliant with Reserve Bank of India guidelines for payment intermediaries and KYC norms.

Multi-Factor Authentication

Biometric, OTP, and device-based verification for all high-value transactions and account changes.

ISO 27001:2022 Certified

Information Security Management System

2023

GDPR & DPDP Act Compliant

Global and Indian data protection standards

2024
RECOGNITION

Awards & Industry Recognition

Our commitment to excellence has been recognized by leading industry bodies and publications.

Best Fintech Startup

India FinTech Awards

2022

Excellence in Digital Payments

ET BFSI Excellence Awards

2023

Most Trusted Brand

Consumer Trust Survey

2023

Innovation in Fintech

NASSCOM Tech Awards

2024
LEADERSHIP

Meet the Visionaries Behind FizPays

Our leadership team brings decades of combined experience from India's top financial institutions and technology companies.

Arjun Nair

Arjun Nair

Founder & CEO

Former VP of Digital Payments at HDFC Bank with 17+ years in banking technology. IIT Bombay & IIM Ahmedabad alumnus. Led digital transformation initiatives processing ₹50,000+ crore annually. Recognized among "Top 40 Under 40" fintech leaders by Economic Times.

Vikram Mehta

Vikram Mehta

Co-Founder & CTO

Former Engineering Director at Razorpay, architect of their payment gateway infrastructure scaling to 5M+ daily transactions. BITS Pilani graduate with 15+ years in distributed systems, security, and high-performance fintech platforms. Holds 6 patents in payment processing technology.

Rohan Sharma

Rohan Sharma

Co-Founder & COO

Ex-Chief Manager at SBI with 18+ years in banking operations, risk management, and regulatory compliance. Delhi University & ISB Hyderabad alumnus. Expert in KYC/AML frameworks and RBI liaison. Leads a 500+ member operations team ensuring seamless 24/7 service delivery.

BACKED BY THE BEST

Our Investors & Strategic Partners

We're proud to be supported by leading venture capital firms and financial institutions who share our vision.

Visa
Mastercard
Amex
Razorpay
Cashfree

Trusted by 150+ banks and financial institutions across India including HDFC Bank, ICICI Bank, SBI, Axis Bank, Kotak Mahindra Bank, and Yes Bank.

Join Our Mission

We're always looking for passionate individuals to help us revolutionize India's fintech landscape. Join a team that's building the future of digital payments.